About Us
How does evisor work?
First, we ask you basic questions about your income, expenses, savings and risk tolerance. After we receive your information, we create a personalized comprehensive financial plan. Based on your financial plan and your personal needs, we recommend an investment portfolio tailored to you. Once you have opened and funded an account with us, you can invest in your recommended portfolio. Now you can sit back and relax: we monitor and manage your investments for you.
How much does it cost? How does pricing work?
The tools on the evisor platform, including our comprehensive financial plan, are free for all users. When you open an investment account with us, we charge an annual fee of 0.25% based on the assets in the account. This amount is charged quarterly and is withdrawn from your account directly, you will not receive a bill.
What makes evisor different from other robo advisors?
evisor is not just a robo-advisor. It is a powerful financial planning platform backed by experienced, human advisors. We understand that managing your finances on your own can be overwhelming.This is why we ensure you get the information you need online and the support you need in-person.
Financial Planning
How do I create a financial plan?
The first step to starting a financial plan is gathering information related to your income, expenses, and savings. Then, that information is evaluated against your goals and objectives for your future. Get started here at evisor to create your comprehensive, online financial plan.
What does the financial plan include?
The financial plan includes three parts,a Lifetime Financial Analysis, personalized recommendations, and an investment portfolio recommendation. Using your information and our assumptions, we will give you an in-depth look at how prepared you are for retirement. Our analysis can be edited and updated, allowing you to test different scenarios and give yourself multiple options. You’ll also get detailed personalized recommendations, including a household asset allocation along actionable steps to improve your financial health.
How much does a financial plan cost?
Your financial plan is free. evisor is the first online financial planning platform designed to replicate the comprehensive planning process that has traditionally only been available through a consultation with an in-person financial advisor.
How to Start Investing
What kind of investments do you offer?
evisor utilizes a systematic approach when selecting investments and managers. Low-cost, highly-diversified mutual funds form the core of our portfolios. evisor also offers a wide array of products dependent on the nature of your needs. The main thing to note is that we’re not an active investment company. That means we’re not stock pickers and we do not try to time the market. We seek to optimize your portfolio allocation to deliver the returns needed to support your goals.
What kind of accounts can I open?
We offer retirement accounts and taxable accounts. Our licensed advisors are also able to consult on your existing accounts, including employer-sponsored retirement accounts or education accounts such as a 401k or a 529 plan.
How do I withdraw money?
To withdraw funds from your evisor account just reach out to your assigned advisor via email or phone call and they will take care of everything for you. You can also set-up automatic deposits and withdrawals.
How do I open an account and invest?
The first step in the process is creating your financial plan. From there, we will provide you with actionable advice, including which accounts to open, how much to contribute and an asset allocation fitting your risk needs. Next, we take you through the account opening questionnaire.To get started click here.
Retirement
How much money do I need to retire?
Some experts suggest saving a certain percentage of your income for retirement. While the same percentage isn’t right for everyone, creating a financial plan can help you determine how much is right for you. Based on your spending and savings habits, we will tell you exactly how much you will have saved for retirement, and whether or not it will be enough to last through retirement.
What kind of retirement account is best for me?
Retirement accounts are not one-size-fits-all. At evisor, we look at various factors to determine which account is the best fit for you. We recommend which account you should contribute to, as well as how much, to ensure you are saving in the most tax-efficient manner.
How does evisor work when I am retired and withdrawing money?
Once you are ready to retire, we can set up your account so that we automatically withdraw funds and send it directly to your bank account each week/month/year. Otherwise, you can reach out to your advisor whenever you want to withdraw and the advisor will take care of it for you.
Our evisor Experts
Who is available to help me one-on-one?
Our advisors are available during business hours from 8:00am to 5:00 pm Pacific Time. Outside of regular business hours, please send an email (info@evisor.com) with your information and any questions you may have. Our licensed financial professionals generally respond within one business day. Additionally, for non-account holders who wish to speak to an evisor advisor, we offer investment consulting services for $200 per hour.
Who is behind evisor?
The team behind evisor is a diverse group of highly experienced and educated individuals. Read more about the members that make up our evisor team here.
What is the evisor philosophy?
We believe that every American should have a financial plan and the tools to better their financial situation.Our mission is to bring institutional quality financial planning and investment management to the masses in a cost-effective manner that doesn’t sacrifice quality or service. Our advanced digital capabilities make it possible for users to gain access to sophisticated financial planning that focuses on their short and long term needs, and provides recommendations without conflicts of interest. We strive to replicate the in-person experience you might have with an advisor, and to create a personal connection with each and every one of our clients. At evisor, we’re not just a robo-advisor, we operate a powerful financial planning platform backed by experienced, human advisors. See how the evisor experience is different by getting started here.
